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0418 166 122Compare strata insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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We make strata insurance fast and easy at Insurance Time. Get a quote today.
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Fill the quote form above, or call us on 0418 166 122.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in strata insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your strata insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
PDS/TMD terms checked before decisions
Phone first direct Shahid Mohammad contact path
Next step quote, renewal, or advice pathway
Broker proof
Talk it through with Shahid Mohammad before you decide.
A named Insurance Time broker can help turn this cover question into a practical review path. Call Shahid Mohammad directly or book if a scheduled conversation is easier.
- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
Strata review
Start with the scheme and the building
The scheme
Residential, commercial, and mixed-use schemes carry different requirements and appetite.
Sum insured
Building sums insured are generally set by a current valuation, and underinsurance is the common failure.
Common property
What is common property versus lot property decides which policy responds.
Covers commonly discussed
What a strata policy usually contains
Strata cover generally spans the building itself, liability on common property, and the people who volunteer to run the scheme.
Building and common property
Addresses the building and common property against defined events, subject to the policy terms.
Public liability
Addresses injury or damage arising on common property, including car parks, stairs, and pools.
Office bearers liability
Addresses claims against committee members arising from decisions made running the scheme.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
Is strata insurance compulsory?
Owners corporations generally have statutory obligations to insure, and requirements vary by state. What applies to your scheme depends on the relevant legislation and the policy terms.
Does strata cover the inside of my lot?
Generally not in the way owners expect. The line between building, common property, and lot contents varies, which is why lot owners often hold their own contents cover.
How often should the sum insured be reviewed?
A current valuation is the usual basis, and building costs move. Reviewing it at renewal is a normal part of managing underinsurance risk.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about strata insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.