Motor vehicles and fleets
Third party to comprehensive motor and fleet cover.
Cleaner Insurance at every turn.
0418 166 122Compare cleaner insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in cleaner insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your cleaner insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
PDS/TMD terms checked before decisions
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Next step quote, renewal, or advice pathway
Broker proof
Talk it through with Shahid Mohammad before you decide.
A named Insurance Time broker can help turn this cover question into a practical review path. Call Shahid Mohammad directly or book if a scheduled conversation is easier.
- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
Cleaning review
Start with whose property you are in
What you clean
Offices, homes, medical premises, strata common areas, and end-of-lease work carry different requirements.
Access and keys
Holding keys or alarm codes to client premises is a normal thing to raise with the broker.
Staff and subcontractors
How your cleaners are engaged affects liability and workers compensation questions.
Covers commonly discussed
The exposures that come with the job
Cleaning cover generally weighs injury to others, damage to the property you are working in, and the equipment you bring with you.
Public liability
Addresses third-party injury and property damage, and is usually required by commercial clients and building managers.
Damage to property in your care
Damage to the client property you are working on is treated differently from general liability in many wordings.
Equipment and chemicals
Machines, vacuums, and the handling of chemicals are commonly discussed, particularly for specialist cleaning.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
What insurance does a cleaning business need?
Public liability is generally required by commercial clients and building managers, often with equipment cover. What applies depends on the type of cleaning, how staff are engaged, eligibility, underwriting, and the policy terms.
Am I covered if I damage something while cleaning?
This is exactly the area worth clarifying. General liability and damage to property in your care, custody, or control are handled differently in many policies, and one does not always cover the other.
Do I need cover for my cleaners?
If you employ staff, workers compensation obligations apply and vary by state. Subcontracted cleaners raise separate questions, so it is worth raising early.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about cleaner insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.