Motor vehicles and fleets
Third party to comprehensive motor and fleet cover.
Life Insurance without the guesswork.
Call 0418 166 122You speak with Shahid Mohammad, principal broker, 24+ years. A licensed Australian broker, not a call centre.
- 10 years advising Australians
- Steadfast network access
- Licensed Australian brokers
Compare life insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
By requesting a quote you accept our financial services guide and privacy policy. General information only.
10 Years Advising Steadfast Network Access Licensed Australian Brokers Australia-Wide
Quotes That Are Fast And Easy
Get a quote fast. Compare quotes from multiple insurers. Get the best deal for your life insurance.
How Do You Get Started?
We make life insurance fast and easy at Insurance Time. Get a quote today.
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Start a quote.
Fill the quote form above, or call us on 0418 166 122.
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Quotes gathered.
Our team will approach insurers and gather your options.
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You're covered.
Choose your option and receive your policy documents.
Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in life insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your life insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
PDS/TMD terms checked before decisions
Phone first direct Shahid Mohammad contact path
Next step quote, renewal, or advice pathway
Broker proof
Talk it through with Shahid Mohammad before you decide.
A named Insurance Time broker can help turn this cover question into a practical review path. Call Shahid Mohammad directly or book if a scheduled conversation is easier.
- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
Review context
Start with what changed, then choose the right review path.
Premium or affordability changed
If a premium notice triggered the question, use the Premium Review to understand what changed before cancelling, cutting back or switching.
Cover through super
Many Australians hold life, TPD or income protection through super. The first step is to check what exists, ownership, costs, and terms.
Related cover types
Life cover conversations may connect with TPD, income protection, trauma, family, income, mortgage, business, and self-employed risk questions.
Broker process
Insurance Time can guide the fact-find, advice, quote, application, and placement process through appropriate channels.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
Has your premium changed or are you thinking of cancelling?
Start with the Premium Review. It is designed to check existing life, TPD or income protection before changing anything.
What if cover is inside super?
Use the first conversation to identify the cover type, cost, ownership, expiry or cancellation risk, and policy documents that may need review.
What affects the next step?
PDS, TMD, eligibility, underwriting, ownership, premiums, definitions, exclusions, and advice requirements can all affect the path.
Our Partners
Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about life insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.