Motor vehicles and fleets
Third party to comprehensive motor and fleet cover.
Motor Insurance without the guesswork.
Call 0418 166 122You speak with Shahid Mohammad, principal broker, 24+ years. A licensed Australian broker, not a call centre.
- 10 years advising Australians
- Steadfast network access
- Licensed Australian brokers
Compare motor insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
By requesting a quote you accept our financial services guide and privacy policy. General information only.
10 Years Advising Steadfast Network Access Licensed Australian Brokers Australia-Wide
Quotes That Are Fast And Easy
Get a quote fast. Compare quotes from multiple insurers. Get the best deal for your motor insurance.
How Do You Get Started?
We make motor insurance fast and easy at Insurance Time. Get a quote today.
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Start a quote.
Fill the quote form above, or call us on 0418 166 122.
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Quotes gathered.
Our team will approach insurers and gather your options.
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You're covered.
Choose your option and receive your policy documents.
Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in motor insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your motor insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
PDS/TMD terms checked before decisions
Phone first direct Shahid Mohammad contact path
Next step quote, renewal, or advice pathway
Broker proof
Talk it through with Shahid Mohammad before you decide.
A named Insurance Time broker can help turn this cover question into a practical review path. Call Shahid Mohammad directly or book if a scheduled conversation is easier.
- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
Vehicle cover review
Clarify the vehicle and its use before quoting.
Vehicle and use
Discuss the vehicle, how and where it is used, parking, and business or private use.
Drivers and history
Review who drives the vehicle, licence details, and claims history where relevant.
Documents
Check cover level, excesses, agreed or market value, and exclusions in policy documents.
What it responds to
Cover built around the vehicle and how it is used.
Motor cover generally sits around the vehicle, who drives it, and the level of protection you choose, from comprehensive down to third party options.
Levels of cover
Comprehensive, third party property, and third party fire and theft respond differently, so the level chosen shapes what is and is not covered.
Agreed vs market value
How the vehicle is valued at claim time is set in the policy, and the difference is worth understanding before a claim, not after.
Who drives it
Drivers, their history, and how the car is used can affect cover and excesses, so they are normal things to discuss.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
What does car insurance cover?
That depends on the level chosen. Comprehensive generally covers your vehicle and third-party damage; third party options cover less. The exact terms depend on the policy wording, PDS and TMD.
What is the difference between agreed and market value?
Agreed value sets a figure upfront; market value is assessed at claim time. Each has trade-offs, and which suits you depends on your situation and the policy terms.
Can a broker help with a straightforward car policy?
A broker review is usually more useful where there is something to weigh up, such as multiple vehicles, business use, or claims history, rather than a simple online renewal.
Our Partners
Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about motor insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.