Australian insurance brokerage
Know what to check before you buy, renew or change cover.
Start with the cover question in front of you, then speak with a named Insurance Time broker when the next step needs advice-led support.
Business, property, life, renewal and claims-support questions stay connected in one practical broker relationship.
Direct 0418 166 122 | Brisbane office 07 3387 0130 | Melbourne 0430 867 179
General information only. Cover depends on the PDS, TMD, eligibility, underwriting, insurer terms and policy terms.
Meet your team
Brisbane and Melbourne advisor contacts.
The Brisbane office has Ali Mohammad and Shahid Mohammad. The Melbourne / Point Cook office has Ashish Verma as the Victoria advisor contact.
Brisbane office
Ali Mohammad
Marketer, educator & Steadfast insurance advisor
You'll see Ali in Insurance Time videos, emails and messages. Ali helps with marketing, education and advisor-led setup from the Brisbane office.
Brisbane office
Shahid Mohammad
Principal Director, life, personal & business insurance broker
Shahid leads life, personal and business insurance broker conversations from the Brisbane office.
Melbourne / Point Cook office
Ashish Verma
Melbourne / Point Cook insurance advisor
Ashish supports Victoria clients as the Melbourne / Point Cook insurance advisor.
Broker contact Visible team, visible context
Ali explains the setup. Shahid leads the broker conversation.
See the Brisbane and Melbourne office contacts, licence context and privacy information before any conversation moves into personal or business details.
Broker support across Insurance Time's business and personal insurance relationships.
Shahid Mohammad's broker experience anchors the review and advice conversations.
A decade-plus brokerage model with continuity across advice conversations, renewals and claims-support questions.
Insurance Time supports Australian clients remotely with phone-first broker conversations.
Team contact
Ali handles marketing, education and advisor-led setup from Brisbane. Shahid Mohammad is Principal Director for broker conversations. Ashish Verma is the Melbourne / Point Cook advisor contact.
Disclosure
Financial Services Guide, privacy, authorised representative and AFSL context stay visible before private details are shared.
Market access
Available options depend on cover type, eligibility, underwriting, insurer appetite, PDS, TMD and policy terms.
Support model
Discovery, advice conversations, placement, renewals and claims-support questions stay connected through one brokerage.
Our Partners
Start with the right conversation
Start with your cover question, then choose how to contact us.
Business owners, families, property owners and operators can choose the closest review path without guessing.
SMEs, trades, operators Business insurance Liability, property, professional, cyber, equipment and transport questions. Business review 
Life, TPD, income Life & income protection Life, TPD, trauma and income protection before you change cover. Personal review 
Property, equipment Property & specialist cover Landlord, commercial property, plant, machinery and specialist asset questions. Property review 
After placement Claims and renewals Renewals, certificates, documents and claims-support questions after placement. Claims support Life cover premium jumped?
Before you cancel or switch, get a Family Cover Snapshot.
If your life, TPD or income protection premium increased, start with a 2-minute check and a 15-minute call with Shahid Mohammad so you can understand what may change before you make a move.
No medical, bank, super-login, claim, policy-number or identity details in the public form.
What you get
- A one-page Snapshot of what you have now.
- What may change if you cancel, cut back or switch.
- Questions to ask your bank, super fund or insurer.
Real client voices
Broker support you can hear from real clients.
Hear how real clients use broker support in day-to-day insurance decisions. Every situation still depends on the relevant advice process and policy terms.
See client storiesAuto & marine mechanical
A Grade Auto & Marine client story
Craig talks about years of broker support and a straightforward insurance relationship with Insurance Time. Individual circumstances, eligibility, underwriting, PDS, TMD and policy terms still matter.Window tinting & vehicle protection
Mastertint Burleigh client story
Jack Jenkins describes claims, upgrades and policy changes feeling smoother with Shahid Mohammad and the Insurance Time team. Individual experiences are not a promise of future cover, claim result or outcome.One step at a time
See how the broker process moves.
Start with the question, then move through wording, placement and support only when the next step makes sense.
Step 1 of 4
Start with contextClarify the question
Start with the risk, renewal, asset, income, liability, family, or claims-support issue.
The first conversation is a starting point. Advice, quotes, placement, renewals and claims-support questions move through the appropriate process.
Decide with fewer unknowns
Questions worth asking before you decide.
Start with the practical points that usually shape the next step: contact preference, fees, renewals, claims support and what to share safely.
Can I start with a phone call?
Yes. Many clients call Shahid Mohammad first, then book a follow-up if needed.
Do broker fees apply?
Sometimes. It depends on the work, cover type and arrangement. Ask for any fee to be explained before you decide.
Can you help at renewal or claim time?
Yes. The team helps with renewals, documents, certificates and claims-support questions after cover is placed.
What should I have ready?
Bring the cover question and any current renewal or policy document. Avoid sending sensitive details through public forms.
Ready when you are
Talk to a broker about the cover question in front of you.
Call Shahid Mohammad, book a short review, or use the contact page if you need office details. General information only; the team can help you understand options before you decide.