Motor vehicles and fleets
Third party to comprehensive motor and fleet cover.
Mechanic And Motor Trade Insurance at every turn.
0418 166 122Compare mechanic and motor trade insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in mechanic and motor trade insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
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It's time to review your mechanic and motor trade insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
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- PDS, TMD, eligibility, underwriting and policy terms stay central.
Motor trade review
Start with whose vehicle is in your hands
Workshop or mobile
A fixed workshop and a mobile mechanic carry different premises, tool, and liability questions.
Customer vehicles
Vehicles left with you, driven for testing, or moved around a yard are handled by specific wording.
Equipment
Hoists, diagnostic gear, compressors, and specialist tools are usually scheduled individually.
Covers commonly discussed
The four parts of a motor trade conversation
Motor trade cover generally spans the premises, the equipment, the customer vehicles in your custody, and the liability that follows the repair.
Customers' vehicles
Cover for vehicles in your care, custody, or control, including road testing, which standard liability usually excludes.
Premises and equipment
Workshop contents, hoists, and diagnostic equipment against damage and theft, subject to the terms.
Faulty workmanship
Liability arising from a repair that later fails is a normal thing to raise, and wordings differ.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
What insurance does a mechanic need?
Usually a motor trade package that combines liability, customer vehicles in your care, and equipment. What applies depends on whether you are workshop-based or mobile, plus eligibility, underwriting, and the policy terms.
Are customer cars covered while I road test them?
Road testing is generally addressed by motor trade wording rather than by standard public liability, and conditions apply. It is worth confirming who can drive and under what circumstances.
Am I liable if a repair fails later?
Liability arising from completed work is a real exposure in the motor trade and is treated differently across policies, so the wording is the thing to check.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about mechanic and motor trade insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.