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0418 166 122Compare electrician insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in electrician insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
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Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your electrician insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
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Talk it through with Shahid Mohammad before you decide.
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- PDS, TMD, eligibility, underwriting and policy terms stay central.
Electrical review
Start with the type of work you take on
Domestic or commercial
Switchboard work, rewires, solar, data, and commercial fit-outs each carry different insurer appetite.
Site requirements
Builders and principals commonly specify minimum public liability limits before you can start.
Tools and test gear
Testers, thermal cameras, and specialist tools are often worth more than people schedule for.
Covers commonly discussed
What electricians usually weigh up
Electrical work combines third-party risk, expensive portable equipment, and the possibility that a fault shows up well after the job is signed off.
Public liability
Generally the cover sites ask to see, responding to third-party injury or property damage connected to your work.
Tools and equipment
Hand tools, power tools, and test equipment, including theft from vehicles, subject to the policy terms.
Defective workmanship
Some policies address damage caused by faulty work; scope and exclusions vary, so the wording matters.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
What insurance do electricians need in Australia?
Public liability is the cover most sites and clients require, usually alongside tools and vehicle cover. Licensing requirements differ by state, and what applies to you depends on your contracts, eligibility, underwriting, and the policy terms.
Does it cover damage caused by faulty wiring?
Some policies include a defective workmanship section and some exclude it. Because this is the exposure most specific to electrical work, it is worth confirming in the wording rather than assuming.
Do I need professional indemnity as well?
It comes up where design, certification, or advice forms part of what you deliver. Whether it applies depends on your scope of work.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about electrician insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.