Motor vehicles and fleets
Third party to comprehensive motor and fleet cover.
Fleet Insurance at every turn.
0418 166 122Compare fleet insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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We make fleet insurance fast and easy at Insurance Time. Get a quote today.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in fleet insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your fleet insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
PDS/TMD terms checked before decisions
Phone first direct Shahid Mohammad contact path
Next step quote, renewal, or advice pathway
Broker proof
Talk it through with Shahid Mohammad before you decide.
A named Insurance Time broker can help turn this cover question into a practical review path. Call Shahid Mohammad directly or book if a scheduled conversation is easier.
- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
Fleet review
Look at the fleet, not the vehicles
Fleet composition
Cars, utes, vans, trucks, and specialist vehicles each carry different rating and appetite.
Drivers
Driver age, experience, and whether vehicles go home with staff are standard underwriting questions.
Claims history
Fleet terms are heavily shaped by past claims, which is why loss records get reviewed carefully.
Covers commonly discussed
How a fleet arrangement usually works
Fleet cover generally consolidates vehicles under one arrangement, which simplifies renewals and changes the way claims and excesses are handled.
One policy, many vehicles
Vehicles are managed under a single arrangement, so additions and disposals are handled without separate policies.
Liability and damage
Cover for damage to your vehicles and liability to third parties, subject to the policy terms.
Claims and downtime
Claims handling, excesses, and replacement vehicle arrangements are usually part of the discussion.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
How many vehicles do I need for a fleet policy?
There is no universal number and insurers set their own thresholds, often somewhere around three to five vehicles. Whether it suits you depends on the fleet, eligibility, underwriting, and the policy terms.
Are all my drivers covered?
Driver criteria are set in the policy and often reference age and experience. Unlisted or young drivers commonly attract conditions or higher excesses.
Does a fleet policy cover goods being carried?
Generally not. Goods in transit and carriers liability are usually arranged separately from the motor cover on the vehicles.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about fleet insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.