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0418 166 122Compare childcare and family day care insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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We make childcare and family day care insurance fast and easy at Insurance Time. Get a quote today.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in childcare and family day care insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your childcare and family day care insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
PDS/TMD terms checked before decisions
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Next step quote, renewal, or advice pathway
Broker proof
Talk it through with Shahid Mohammad before you decide.
A named Insurance Time broker can help turn this cover question into a practical review path. Call Shahid Mohammad directly or book if a scheduled conversation is easier.
- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
Childcare review
Start with the service and the approval
Type of service
Long day care, family day care, occasional care, and outside school hours care carry different requirements.
Premises
Purpose-built centres, home-based care, and school premises each change the property and liability picture.
Staff and educators
Employed educators and engaged family day care educators raise different questions.
Covers commonly discussed
Duty of care, premises, and the business
The conversation generally weighs injury to children in your care, the premises they are cared for in, and claims against the business itself.
Public liability
Addresses injury to children and visitors, and is generally a condition of operating.
Professional indemnity
Addresses claims arising from the care and education services provided, subject to the policy terms.
Management liability
Addresses claims against the business and its directors, including employment practices matters.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
What insurance does a childcare service need?
Public liability is generally a condition of approval, usually alongside professional indemnity and property cover. Requirements vary by service type and state, and cover depends on eligibility, underwriting, and the policy terms.
Is family day care insured the same as a centre?
Generally not. Home-based educators are usually reviewed differently from centre-based services, because the premises and staffing picture is different.
Are excursions covered?
Off-site activities are addressed differently across wordings and sometimes carry conditions. If excursions are part of your programme, raise them at the outset.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about childcare and family day care insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.