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0418 166 122Compare engineer insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in engineer insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your engineer insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
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Broker proof
Talk it through with Shahid Mohammad before you decide.
A named Insurance Time broker can help turn this cover question into a practical review path. Call Shahid Mohammad directly or book if a scheduled conversation is easier.
- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
Engineering review
Start with discipline and deliverable
Your discipline
Structural, civil, mechanical, electrical, and geotechnical work carry different exposure and appetite.
What you certify
Certification and sign-off materially change the liability attached to a project.
Project contracts
Principals and government projects commonly specify professional indemnity limits and periods.
Covers commonly discussed
Design, presence, and the long tail
Engineering conversations weigh claims about the design itself, liability while attending site, and the fact that a claim may arrive long after the work is done.
Professional indemnity
Addresses claims that your design or advice caused loss, generally on a claims-made basis.
Public liability
Relevant for site attendance and inspections, and often required alongside professional indemnity.
Run-off
Because claims can arrive years later, cover after a project or practice ends is a normal discussion.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
What limit of professional indemnity do engineers need?
Project contracts frequently specify a minimum, and the appropriate limit also depends on project value and the loss a claim could involve. It is worth working through rather than defaulting to the contract minimum.
What does claims-made mean?
It generally means the policy responds to claims made while cover is in force, rather than to when the work was done. That is why continuity and run-off matter in engineering.
Do I need cover after I retire?
Because design liability has a long tail, run-off cover is a normal consideration when a practice winds up or an engineer retires.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about engineer insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.