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Marine Cargo Insurance at every turn.
0418 166 122Compare marine cargo insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in marine cargo insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your marine cargo insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
PDS/TMD terms checked before decisions
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Next step quote, renewal, or advice pathway
Broker proof
Talk it through with Shahid Mohammad before you decide.
A named Insurance Time broker can help turn this cover question into a practical review path. Call Shahid Mohammad directly or book if a scheduled conversation is easier.
- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
Transit review
Establish where your risk begins and ends
Incoterms
Terms of sale decide whether you or the counterparty carries the risk at each point of the journey.
Route and mode
Sea, air, road, and rail, and whether the journey is domestic or international, all change the review.
What you ship
Commodity type, packaging, and value affect both appetite and the conditions applied.
Covers commonly discussed
Journeys, storage, and the gaps between
Cargo cover generally follows the goods across the journey, and the common failures sit at the handover points rather than in transit itself.
Goods in transit
Addresses loss or damage to goods while being carried, subject to the policy terms and conditions.
Storage in transit
Temporary storage at ports, depots, and warehouses is a frequent gap in narrow wordings.
Single or annual
Cover can be arranged per shipment or as an annual arrangement, depending on how often you ship.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
Is my freight covered by the carrier?
Carrier liability is generally limited and is not the same as insuring the goods. Many businesses find the carrier's liability far below the value of what was being carried.
What are incoterms and why do they matter?
They are standard terms of sale that set where risk passes between buyer and seller. They decide whether a loss is yours to claim, which is why they are established first.
Do I need cover for goods sitting at a port?
Storage during a journey is addressed by some wordings and excluded by others. Because delays at ports are common, it is worth confirming.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about marine cargo insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.