Motor vehicles and fleets
Third party to comprehensive motor and fleet cover.
High Net Worth Insurance at every turn.
0418 166 122Compare high net worth insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in high net worth insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your high net worth insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
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Broker proof
Talk it through with Shahid Mohammad before you decide.
A named Insurance Time broker can help turn this cover question into a practical review path. Call Shahid Mohammad directly or book if a scheduled conversation is easier.
- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
High value review
Start with what standard cover would miss
The home
Prestige construction, heritage features, and rebuild costs are usually assessed on a specific valuation.
Collections
Art, jewellery, watches, and wine are generally scheduled rather than left inside a contents sum.
Vehicles
Prestige and classic cars are often arranged on agreed value rather than market value.
Covers commonly discussed
Where standard policies fall short
The difference is less about the peril and more about the limits, the basis of settlement, and where the cover applies.
Scheduled items
Individually listed pieces with their own sums insured, rather than a single capped contents limit.
Agreed value
Settlement at an agreed figure rather than a market value assessed after the loss.
Worldwide cover
Jewellery and portable valuables often need cover that follows them rather than sitting at one address.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
What counts as high net worth insurance?
There is no fixed threshold. It generally becomes relevant when standard policy limits stop matching the value of the home, contents, or collections, which is a practical test rather than a numeric one.
Why schedule items separately?
Standard contents policies commonly cap any single item well below the value of a good watch or ring. Scheduling sets a specific sum insured for that piece.
Do I need valuations?
Current valuations generally underpin both the sum insured and the claim outcome for scheduled items, and they are usually refreshed periodically.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about high net worth insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.