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0418 166 122Compare landscaper and gardener insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in landscaper and gardener insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your landscaper and gardener insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
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Next step quote, renewal, or advice pathway
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Talk it through with Shahid Mohammad before you decide.
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- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
Landscaping review
Separate the design, the build, and the upkeep
What you take on
Garden maintenance, hard landscaping, retaining walls, irrigation, and design each carry different risk.
Machinery and trailers
Mowers, bobcats, mini excavators, and trailers move between sites and get discussed by value and use.
Digging and services
Excavation near underground power, water, gas, or comms is one of the higher-consequence exposures in the trade.
Covers commonly discussed
What landscapers usually insure
Landscaping cover generally weighs damage to the property you are working on, the machinery that does the work, and liability arising from what you build.
Public liability
Addresses third-party injury or property damage, including damage caused while working on a client's garden.
Plant and equipment
Mowers, mini plant, hand tools, and trailers, including theft from sites and vehicles, subject to the terms.
Structures you build
Retaining walls, decks, and paving can create liability that outlasts the job, which is worth discussing.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
What insurance do landscapers need?
Public liability is the usual baseline, with plant and equipment cover alongside. Where you build structures, the liability that follows the work is worth weighing. Your options depend on eligibility, underwriting, and the policy terms.
Am I covered if I hit an underground service?
Damage to underground services is a common exclusion or a separately worded extension in liability policies. Because the repair costs can be significant, it is one of the first things worth confirming.
Is my mower covered if it is stolen from the trailer?
Plant and equipment cover generally addresses theft, though conditions often apply to unattended trailers and vehicles. The wording sets the outcome.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about landscaper and gardener insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.