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Third party to comprehensive motor and fleet cover.
Construction And Owner Builder Insurance without the guesswork.
Call 0418 166 122You speak with Shahid Mohammad, principal broker, 24+ years. A licensed Australian broker, not a call centre.
- 10 years advising Australians
- Steadfast network access
- Licensed Australian brokers
Compare construction and owner builder insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
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10 Years Advising Steadfast Network Access Licensed Australian Brokers Australia-Wide
Quotes That Are Fast And Easy
Get a quote fast. Compare quotes from multiple insurers. Get the best deal for your construction and owner builder insurance.
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We make construction and owner builder insurance fast and easy at Insurance Time. Get a quote today.
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Fill the quote form above, or call us on 0418 166 122.
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Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in construction and owner builder insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your construction and owner builder insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.
24+ years of Shahid Mohammad's insurance experience
PDS/TMD terms checked before decisions
Phone first direct Shahid Mohammad contact path
Next step quote, renewal, or advice pathway
Broker proof
Talk it through with Shahid Mohammad before you decide.
A named Insurance Time broker can help turn this cover question into a practical review path. Call Shahid Mohammad directly or book if a scheduled conversation is easier.
- 24+ years of Shahid Mohammad's insurance experience behind broker-led conversations.
- PDS, TMD, eligibility, underwriting and policy terms stay central.
Project review
Define the project before comparing options.
Scope and value
New build, extension, or renovation, plus contract value and materials on site, are the starting points for any construction review.
Duration and stages
Construction policies are usually written for a project period, so start date, expected completion, and any maintenance period matter.
Who is doing the work
Licensed builder, owner builder, or a mix of trades changes both the obligations and the insurer appetite.
Covers commonly discussed
Works, liability, and the plant that builds it.
A construction conversation generally separates damage to the works being built from liability to other people, then adds the equipment and tools on site.
Contract works
Generally addresses damage to the works under construction and materials on site, including events such as fire, storm, and theft, subject to the policy terms.
Public liability
Addresses third-party injury or property damage connected to the site. Councils, principals, and contracts often specify a minimum limit.
Plant, tools, and hired-in equipment
Equipment on site, including hired-in plant you are responsible for under a hire agreement, is a frequent addition.
Common questions
Questions worth asking before you decide.
Use the first conversation to clarify documents, timing, fees where relevant, and the policy terms that need checking before advice, quote, renewal, or claims-support steps.
What is owner builder insurance?
It generally refers to the construction cover an owner builder arranges for their own project, most often contract works and public liability. Requirements differ by state and by council, and eligibility, underwriting and the policy terms decide what is available.
Is contract works the same as home insurance?
No. Home and contents policies are written for a completed, occupied dwelling. Contract works is written for a site under construction, which is why a build usually needs its own arrangement.
How long does the cover run?
Construction cover is generally arranged for the project period rather than a standard year, sometimes with a defined maintenance or defects period afterwards. Overruns are a normal thing to flag early.
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Next action
Talk to a broker about this cover question.
Call Shahid Mohammad, book a short review, or use the contact page about construction and owner builder insurance questions. General information only; your options depend on the PDS, TMD, eligibility, underwriting, and policy terms.