Theft and vandalism
Units taken or damaged overnight on open sites, generally subject to conditions about locks and chaining.
Lighting Tower Insurance
0418 166 122Compare lighting tower insurance quotes from multiple Australian insurers. Insurance quotes from a licensed Australian broker with Steadfast network access.
By requesting a quote you accept our financial services guide and privacy policy. General information only.
Lighting Tower Insurance
Cover for towable lighting towers on roadworks and construction sites.
Lighting towers spend their working life unattended overnight beside a road or on an open site, which is exactly the profile insurers price for. Theft, vandalism and fuel siphoning are routine. The other distinctive exposure is wind, because a mast left raised in a gust can blow the unit over and take out whatever is standing beside it.
What is it?
A lighting tower is a trailer-mounted unit with a telescopic mast, flood or LED lamps and a diesel generator, or a solar and battery hybrid on newer units. Common brands in Australia include Allight Sykes, Atlas Copco, Epiroc, Generac and Wacker Neuson. They are towed behind utes between roadworks, events, mine sites and construction jobs, often in fleets of ten or more.
What does lighting tower insurance cover?
Wind and storm damage
Blow-over and mast damage, which commonly carries a condition that the mast is lowered when unattended.
Road transit
Damage while being towed between sites, and liability for the trailer while it is under tow.
What affects the cost?
- Number of units in the fleet
- Unit value and lamp type
- Roadside versus fenced site use
- Chaining and immobiliser practice
- Hire out versus own use
Worth raising on the call
- Cover for blow-over often depends on the mast being lowered whenever the site is unattended.
- Towed units may need their own registration and compulsory third party arrangements.
- Fleet-wide unspecified cover can be simpler than scheduling twenty near-identical units.
Claims we are commonly asked about
Mast left up in a squall
A unit on a roadworks site is left with the mast fully extended and a night storm blows it over onto a parked vehicle. Whether the mast was lowered when the site was left unattended is generally the first question asked, because many wordings make that a condition rather than a suggestion.
Repeated diesel siphoning
Units on an open roadside job are hit repeatedly for fuel, with the tank cap and lock damaged each time. Individually these losses often sit below the excess, so the practical question becomes whether the excess structure suits a fleet exposed to small, frequent incidents.
Whole unit towed away
A tower on a highway project is simply hitched to a ute and driven off in the early hours. Recovery generally depends on the chaining, hitch lock or wheel clamp arrangements described when cover was arranged actually being in use at the time.
Worth confirming in the wording
- Worth confirming whether theft cover requires chaining, a hitch lock or a wheel clamp, and what evidence the insurer expects after a loss.
- Worth confirming whether fuel, batteries and solar panels are covered as part of the unit or treated as consumables and separate items.
- Worth confirming whether storm and wind damage to the mast and lamp heads responds when the unit was left unattended with the mast raised.
Common questions
Does a towable lighting tower need to be registered?
If it is towed on public roads it will generally need registration under your state or territory rules, and trailer registration brings its own compulsory third party arrangements. Requirements differ between states, so checking with the relevant road authority is the reliable path. A plant policy covering damage to the unit sits alongside registration rather than replacing it.
Are my lighting towers covered while they are out on hire to a client?
Only if hire-out use has been declared. Once a unit is in someone else's hands you no longer control where it is parked, whether the mast is lowered or how it is secured, and insurers commonly rate that differently. The hire agreement should also make clear who is responsible for damage and theft while the unit is out.
Can I insure a fleet of towers without listing each unit?
In many cases yes. Fleet-wide unspecified cover with a per-item limit and a total sum insured can be simpler than scheduling twenty near-identical units, and it avoids the schedule going stale as units are bought and sold. Whether it suits depends on how varied your fleet is and how the insurer prices each approach.
What does lighting tower insurance cost?
It depends on the fleet and how it is used. The main drivers are the number and value of units, lamp and generator type, whether they work on open roadsides or inside fenced sites, chaining and immobiliser practice, whether units are hired out, and claims history. Frequent small theft losses tend to influence pricing more than a single large one.
General information only. Cover, limits and exclusions depend on the PDS, TMD, eligibility, underwriting and the policy terms. See mobile plant machinery insurance for the wider picture.
10 Years Advising Steadfast Network Access Licensed Australian Brokers Australia-Wide
Quotes That Are Fast And Easy
Get a quote fast. Compare quotes from multiple insurers. Get the best deal for your lighting tower insurance.
How Do You Get Started?
We make lighting tower insurance fast and easy at Insurance Time. Get a quote today.
-
Start a quote.
Fill the quote form above, or call us on 0418 166 122.
-
Quotes gathered.
Our team will approach insurers and gather your options.
-
You're covered.
Choose your option and receive your policy documents.
Why Choose Insurance Time
Protect yourself with cover arranged by a licensed Australian broker who explains it in plain English.
Professional
Our team are experienced in lighting tower insurance and licensed to advise on it.
Experienced
Ten years advising Australian families and businesses, with Steadfast network access.
Renewal management
Our team will manage your renewals and keep you informed and up to date.
24/7 claims
Notify us of a claim 24/7, 365 days a year.
Cover Options
We can arrange different levels of cover for you and your business.
Motor vehicles and fleets
Third party to comprehensive motor and fleet cover.
Public liability
Protection for third party property damage or personal injury.
Business package
Customised cover for your business assets and liabilities.
Personal insurance
Protection for you and your family.
Property
Protection for your personal and business premises and contents.
Workers compensation
Cover questions for your employees and workers.
Get A Quote. It's Complimentary.
It's time to review your lighting tower insurance.
General information only. Any cover depends on the PDS, TMD, eligibility, underwriting, and policy terms. We use your details to respond to this enquiry.