Sheds and feed infrastructure
Buildings, feed mills, silos, augers and effluent systems against defined events.
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Cover for intensive pig production sheds, herd and feed infrastructure.
Intensive piggeries concentrate a lot of value and a lot of animals under one roof, and the two failures that matter most are fire and ventilation. A shed fire in a modern grower unit can destroy the building, the feed system and the entire batch inside it, and a power or fan failure on a hot night can cause losses within hours.
Australian piggeries run farrowing, weaner, grower and finisher sheds, often as an integrated site with feed mills, silos, effluent ponds and biogas plant. Herds are built on Large White, Landrace and Duroc genetics, with concentrations around Corowa and Young in New South Wales, the Murray corridor, South Australia and parts of Queensland, and most sites operate under APIQ quality assurance.
Buildings, feed mills, silos, augers and effluent systems against defined events.
Pig mortality following fire, ventilation failure or failure of the power supply, subject to the policy conditions.
Loss of income while sheds are rebuilt and the herd is re-established.
Power drops out overnight in summer and the standby generator fails to start, so a grower shed loses ventilation and a batch of finishers is lost before daylight. Cover generally depends on whether the alarm, backup power and maintenance conditions in the policy were being met at the time.
A bearing overheats in a feed auger and starts a fire that takes the mill and adjacent silos mid-batch. The rebuild is usually the smaller half of the loss compared with buying in feed and keeping the herd fed while the plant is down.
Sustained rain fills an effluent pond and it overtops onto a neighbouring property and a watercourse. The clean-up cost and any regulator involvement are a liability and pollution question, quite separate to the property damage on site.
Emergency animal disease responses in Australia are typically handled under national cost-sharing arrangements between government and industry rather than through a commercial policy. Endemic disease losses are a separate question and are often limited or excluded, so it is worth confirming how your specific wording treats each, subject to the PDS and the policy terms.
Ventilation failure cover is available in the market, but it commonly comes with conditions about alarms, backup power and regular testing. Whether a claim responds usually turns on whether those conditions were met, so the maintenance record matters as much as the limit on the schedule.
It is generally the section that matters most on an intensive site, because rebuilding a herd takes far longer than rebuilding a shed. Setting the indemnity period to match how long it realistically takes to get back to full production is usually more important than the sum insured itself.
It depends on the site and cannot be quoted without inspection detail. The main drivers are herd size and shed capacity, shed construction and fire separation, backup generation and alarm systems, biosecurity controls, and effluent management alongside neighbouring land use.
General information only. Cover, limits and exclusions depend on the PDS, TMD, eligibility, underwriting and the policy terms. See farm insurance for the wider picture.
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