Life & income protection
Understanding the cover you have, reviewing an existing policy, or looking at options if your situation has changed.
Public liability - talk to a real broker Public liability insurance?
Public liability insurance?
Talk it through with a broker.
Limits, exclusions, contract requirements and certificates of currency - explained in plain English by a licensed Australian broker. No paperwork, no obligation, just a straight conversation over the phone.
0418 166 122 Tap to call now Call 0418 166 122 nowThe call is complimentary - as a broker we are generally paid by the insurer, not by you.
Can’t talk right now? Text 0418 166 122 and Shahid will call you back.
- Public liability & product liability
- Steadfast network access
- Certificates of currency sorted
Public liability is one of the covers we arrange
Most people call to check we handle their trade or situation, not just the policy name. Here is the short version - tap anything to read it in plain English first.
Business cover
Your trade or business
Life & income
Personal & property
Not on the list? Call and ask - if it is not something we can help with, we will tell you straight away.
Tap to call now Call 0418 166 122 nowCan't talk right now? Send your details instead and a broker will call you back.
Rather not call right now?
Send your details and a licensed Australian broker will call you back. No documents needed to start, and no obligation.
What happens when you call
- 1 You call Tap the number and you go straight through - no call centre, no queue, no script.
- 2 We talk it through Tell us what you need. The broker explains your options in plain English, no jargon.
- 3 You get clear next steps Leave the call knowing where you stand - and only take a next step if you want to.
Who you'll speak to
Shahid Mohammad
When you call, you talk to Shahid - the principal broker - not a call centre. He explains what your cover actually does in plain English, and only suggests a next step if it genuinely helps your situation.
- 24+ years in Australian insurance
- 700+ clients helped across business & personal cover
- 10+ years running Insurance Time
What we can help you with
Liability & professional risks
Public liability, product liability, professional indemnity, management liability and directors & officers cover for Australian businesses.
Business property & operations
Commercial property, business interruption, cyber, transport, equipment and more - one broker across your whole business.
Renewals & cover reviews
Questions on a renewal, comparing insurers, or checking your current cover still fits where you are now.
Rather just talk it through? The call is complimentary.
0418 166 122 Call now - no obligationWhy call instead of just buying a public liability policy online?
An online quote gives you a price and a limit. It does not tell you whether that limit meets the contract you are about to sign, whether the work you actually do falls inside the policy wording, or what the exclusions mean when a claim happens on someone else's site.
A short call with a licensed broker gets you that answer in plain English - in general terms, with no obligation to act on it. If the cover you already hold does the job, we will tell you that too.
Insurance Time
A real local broker, not a call centre
Suite 7/3972 Pacific Highway
Loganholme QLD 4129
When we answer the phone
- Monday - Friday
- 7:30am - 7:00pm
- Saturday
- 10:00am - 4:00pm
- Sunday
- 10:00am - 4:00pm
Queensland office - serving clients right across Australia by phone.
Why Australians pick up the phone to us
A broker who works for you
A broker works on your behalf - not the insurer's. You deal with a named, licensed Australian broker who picks up the phone - no scripts, no queue, no being passed around.
Access through Steadfast
We place cover through the Steadfast broker network, giving access to a range of Australian insurers - and we are upfront about what we can and cannot help with.
Support beyond the first call
From the first conversation through renewals and claims-support questions, you have one broker who knows your situation.
Frequently asked questions
Can you sort a certificate of currency?
If we arrange the policy, yes - a certificate of currency is a standard document we can issue for you. If your cover is placed elsewhere, mention it on the call and we will point you to the quickest way to get one from that insurer.
Is this a sales call?
No pressure. It is a no-obligation conversation to help you understand your options. If there is a better option for your situation we will walk you through it; if your current cover already fits, we will tell you that too.
Are you comparing the whole market?
We place cover through the Steadfast broker network, which gives access to a range of Australian insurers. We are not a whole-of-market comparison site - we will tell you plainly what we can and cannot help with on the call.
Will I be pressured to buy anything?
No. It is a general-information conversation about your situation. Any advice, quote or recommendation happens only if and when you decide you want a next step.
What does it cost to call?
Talking to us is complimentary. As a broker we are generally paid by the insurer if you choose to go ahead, and we will always be upfront about how we are paid.
What can you help me with?
Personal cover - life, income protection, trauma and TPD - plus all types of business insurance: property, liability, professional indemnity, cyber, transport, equipment and more. We also place home, contents, landlord and car cover for existing clients; mention it on the call and we will let you know what we can do.
Do I need any documents ready?
No. Just call and talk it through. If it helps to look at a current policy later, the broker will let you know what is useful to have.
What are your hours?
We answer the phone Monday to Friday 7:30am to 7:00pm, and Saturday and Sunday 10:00am to 4:00pm. If you call outside those hours, send a text and Shahid will call you back.
Are you licensed?
Yes. Insurance Time operates as an authorised representative under Australian Financial Services Licences. Any advice provided is general in nature - see the full disclosure at the bottom of this page.
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0418 166 122 Tap to call now Call 0418 166 122 now