In any line of work, there is potential for something to go wrong. If a third party sues you for personal injury, including death, or damage to property or advertising injury, as a result of an occurrence in connection with your business and you are legally liable to pay them compensation, anywhere in Australia.
Public and products liability policies can provide protection
- A third party is injured and you are found to be liable
- A third party’s property is damaged and you are found to be liable
- Public and products defence costs even if you are not at fault
- A fault with your product occurs, causing a financial loss to a third party, and you are either the manufacturer or the direct importer (and therefore deemed to be the manufacturer under Australian law).
Regardless of the size of your business, public liability claims can affect your business and even cause you to close your doors.