If you’re a business owner, business expense insurance pays you a monthly benefit to cover business costs if an illness, injury or accident prevents you from working.

It gives you the confidence to seize life’s possibilities knowing that you’ve got a plan in place to keep the business running if you’re unable to work.

Business Expenses insurance covers your fixed business costs, as a monthly reimbursement, so you can focus on your recovery – and not your bills! It includes:

  • office rent or fees plus interest on your property loan
  • leases on cars, equipment or machinery
  • insurance and security costs
  • bills – such as utilities
  • salaries and staff superannuation (for employees who don’t generate any business revenue)
  • costs of a locum to help out while you focus on getting better.
business expense insurance